�山ǿ�� Desautels Faculty of Management - Katrin Tinn's Recent Media Coverage

Crypto ETFs: Mitigating fraud risk through regulated institutions

�山ǿ�� — Wed, 11 Dec 2024 19:12:36 +0000

Cryptocurrency exchange-traded funds (ETFs) allow investors to hold a variety of cryptocurrencies in a single investment product. While all of Canada’s Big Six banks now include some crypto ETFs in their portfolios, these investments represent only a small fraction of their holdings. A major advantage of ETFs is their ability to offer protection from market volatility. However, given the speculative nature of crypto means it can still be extremely volatile, even within an ETF structure.

Little progress made on regulating crypto-assets in Canada

�山ǿ�� — Thu, 09 May 2024 16:51:07 +0000

Despite commitments to implement the Crypto-Asset Reporting Framework (CARF) by 2027, Canada’s strides in regulating crypto-assets remain sluggish. CARF establishes a standardized reporting system for crypto-assets across 48 nations with the aim of tracking specific asset types and transactions while defining relevant tax jurisdictions.

After a slow 2023, exchange-traded fund listings are revitalizing

�山ǿ�� — Wed, 17 Apr 2024 17:57:31 +0000

In 2023, more than 120 exchange-traded funds (ETFs) were delisted in Canada—more than four times as many as in an average year. Even so, there was still a net gain in the overall number of ETFs, with 164 new ones launching for the year. With numbers in for the first quarter of 2024, the high number of delistings appears to have been an anomaly.

Interaction with major crypto-asset platforms could benefit both CBDCs and cryptocurrencies

�山ǿ�� — Thu, 25 May 2023 16:03:25 +0000

Cryptocurrencies are an unregulated, ethically dubious financial instrument used by criminal organizations, terrorists and war criminals, writes Andy Holloway in the FP Investor Newsletter. But central bank digital currencies (CBDC) are the right side of regulation. “A CBDC that offers maximal privacy of individuals' spending and is a legal tender would be a more compelling alternative to cryptocurrencies as a pure digital means of payments and money,” says Katrin Tinn, Assistant Professor of Finance at Desautels.

Central bank digital currencies could help improve financial inclusion

�山ǿ�� — Wed, 21 Dec 2022 15:13:37 +0000

People are using cash less, and plastic more. But this presents a problem for unbanked and underbanked people. There are still a significant number of Canadians who don’t have a bank account. They can’t participate fully in the digital economy, but central bank digital currencies could help them do that. The Bank of Canada is one of the central banks considering a digital currency, and one of its main benefits is inclusion, says Katrin Tinn, an Assistant Professor of Finance at �山ǿ��.

Official launch of the Laidley Centre for Business Ethics

�山ǿ�� — Wed, 23 Nov 2022 20:24:33 +0000

On November 14, the Laidley Centre for Business Ethics hosted students, faculty, staff, donors, alumni and friends of �山ǿ�� Desautels for the official launch of the Centre.

The Laidley Centre for Business Ethics will serve as a hub for �山ǿ�� researchers across disciplines, from law and religion to economics and engineering, to work toward solutions for the most pressing ethical issues of our time.

Delve: Why digital currencies could change the future of central banking

�山ǿ�� — Tue, 08 Nov 2022 14:41:35 +0000

Central Bank Digital Currencies (CBDC) represent a possible next step in the technological evolution of banking and the financial intermediation sector, with advances in privacy, fraud protection, and efficiency—but their roles and risks on the high-tech path forward are only now becoming clear.

Alberta politician who is spreading conspiracy theories could become premier

�山ǿ�� — Fri, 16 Sep 2022 18:22:48 +0000

Danielle Smith is running for the leadership of Alberta’s United Conservative Party, and could become Alberta’s next premier. But Smith is campaigning on a platform that includes internet conspiracy theories. In a newsletter, she cautioned that Canada’s currency could be replaced with an international common digital currency, and the federal government could use it to “punish and reward” Canadians. But that’s not very likely, according to Mo Chaudhury, an Assistant Professor of Finance at Desautels.

Keeping cryptocurrency alive

�山ǿ�� — Fri, 04 Feb 2022 15:52:34 +0000

Wealthsimple, a Toronto-based financial services company, recently announced plans to push for digital currencies to be used in day-to-day transactions beyond trading. Professor Katrin Tinn says the recent downturn in cryptocurrency use emphasizes the need for stakeholders to innovate cryptocurrency for real-world applications.

Plans for Canadian digital currency remain on hold

�山ǿ�� — Fri, 21 Jan 2022 22:19:27 +0000

With digital currencies like Bitcoin gaining traction in the e-commerce space, banks are considering the challenge of integrating digital and paper currencies while protecting user privacy. Although the Bank of Canada has no immediate plans to implement a government-backed digital currency, Professor Katrin Tinn wouldn't rule out a shift to cryptocurrency in the future.

Q&A with Professor Katrin Tinn

�山ǿ�� — Wed, 22 Dec 2021 18:55:23 +0000

Get to know Assistant Professor Katrin Tinn, who teaches in the Finance area, in a new Q&A. She discusses her research on digital currencies and stock trading, her teaching style - including how she integrates her research - and her interest in art.

Learn more

Delve: A Digital Currency for the Public by the Public

�山ǿ�� — Mon, 01 Nov 2021 15:10:32 +0000

Could a Central Bank Digital Currency ensure privacy and transparency for every transaction? A new model of digital currency by Desautels Professor Katrin Tinn proposes a secure yet anonymous “asymmetric privacy” alternative to cash, traditional bank transactions, and cryptocurrency. “A public institution is in a better position to design a digital currency that has the correct incentives,” says Tinn.

Digital currency a solution to dwindling cash transactions?

�山ǿ�� — Thu, 09 Sep 2021 20:37:41 +0000

Over the last ten years, cash payments have been in a free fall and experts predict that by 2030, they could make up for just 10% of monetary transactions.

Predicting the future of digital currency

�山ǿ�� — Thu, 15 Jul 2021 15:15:56 +0000

A recent survey found that Canada has the most cashless economy in the world, with most consumers using the credit card system. Professor Katrin Tinn joined CTV News Montreal to share her insights on the potential for the Bank of Canada to approve other forms of digital currencies, such as Bitcoin. She explains how new digital currencies could be used concurrently with physical cash and credit cards, giving consumers greater choice and control over their spending preferences.

The pros and cons of digital currency

�山ǿ�� — Thu, 08 Jul 2021 13:02:47 +0000

Professor Katrin Tinn weighs in on the ongoing debate about the sustainability of digital currency in Canada. In her view, consumers would benefit from a more up-to-date understanding of their spending habits, and the lending process could be streamlined. But the picture isn’t entirely rosy. Adopting digital currencies presents an inevitable security risk. As an added concern, it would be easy for digital providers and lenders to be biased against customers based on their spending activity.

Building the digital currency space

�山ǿ�� — Thu, 17 Jun 2021 14:29:57 +0000

Professor Katrin Tinn is at the forefront of the effort to reimagine Canada’s monetary backing system.

With the right innovations in central bank digital currencies, she believes, everything from paying taxes to earning income as an independent artist could become more reliable and more efficient.

Professor Katrin Tinn proposes unique design for digital currency

�山ǿ�� — Mon, 22 Feb 2021 13:52:06 +0000

Professor Katrin Tinn recently teamed up with Professor Christophe Dubach from the Faculty of Engineering to propose a new design for the Bank of Canada’s digital currency. By protecting the identity and transactions of individual spenders, their design would address ongoing privacy and compliance concerns with Central Bank digital currency (CBDC).